Have you been charged overdraft fees for a non-recurring debit card transaction or ATM withdrawal, despite never opting in to overdraft coverage with your financial institution? Have you been charged insufficient funds (NSF) or overdraft fees, even though you should have had sufficient funds in your account to cover the transaction in question? Our law firm wants to hear from you.

Consumers can fight back when their credit union or other financial institution wrongfully charges fees, such as for overdrafts or NSF transactions. Did you know the Federal Reserve requires consumers to opt-in for overdraft coverage for ATM and non-recurring debit transactions? The Consumer Financial Protection Bureau (pages 8-9) has found that certain financial institutions engaged in unfair or deceptive conduct by failing to fully disclose when and how an account enters overdraft status. Smith & Dietrich Law Offices, PLLC is currently investigating claims of wrongful overdraft and NSF fee charges by Washington credit unions. We would like to hear from consumers who believe their rights have been violated, particularly if you have an account with any of the following Washington credit unions:

  • Alaska USA Federal Credit Union
  • American Lake Federal Credit Union
  • America’s Credit Union
  • Boeing Employees Credit Union
  • Columbia Community Credit Union
  • Community 1st Credit Union
  • Connection Credit Union
  • EvergreenDirect Credit Union
  • Generations Credit Union
  • Harborstone Credit Union
  • IBEW 76 Credit Union
  • Kitsap Credit Union
  • Navy Fed Credit Union
  • O Bee Credit Union
  • Olympia Credit Union
  • Our Community Credit Union
  • Peninsula Community Credit Union
  • Puget Sound Cooperative Credit Union
  • Qualstar Credit Union
  • Red Canoe Credit Union
  • Sound Credit Union
  • Tacoma Narrows Credit Union
  • Tapco Credit Union
  • TwinStar Credit Union

By listing the above credit unions, we do not imply that these entities have violated any law. We are conducting an investigation and would like to speak with you if you believe you have been wrongfully charged NSF or overdraft fees by entities including those listed above. Because each consumer’s situation is potentially fact-specific, we would appreciate the opportunity to speak with you about your concerns, your rights, and your available options.